Kit and Personal Possessions Insurance Application

Your price

£25 per month

(Includes £1 p/m administration charge, and Insurance Premium Tax)

Throughout the application journey we will provide you with key information about our Kit and Personal Possessions Insurance product, electronically. Once your new policy has been set up you will receive your policy documents by email. If you would prefer to receive this information by post please contact us.

Your policy is made up of the following:

Kit and Personal Possessions

This section is providing cover for your Service uniform, clothing and equipment which is issued to you on a permanent or temporary basis, or purchased by you for your sole use.

It also covers your items of a personal nature such as clothing and electronic devices designed to be worn or carried by you worth less than £1500, and jewellery worth less than £3000.

£40,000
To increase this limit, you need to contact us. We can call you back when convenient to complete your bespoke policy over the phone instead.
Contents Insurance

Contents includes household goods, valuables and personal property such as furniture and domestic appliances located within the home.

This definition excludes temporary issued kit, issued kit, and personal possessions.

£0
Increase
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Limits per item
Valuables

Stamp, coin or medal collections, curios, pictures, other works of art, articles of gold, silver or other precious metal, or fur.

£3,000
Increase
To increase this limit, you need to contact us. We can call you back when convenient to complete your bespoke policy over the phone instead.
Bicycles

Each bicycle in the household is covered if it is worth up to £3000.

£3,000
Increase
To increase this limit, you need to contact us. We can call you back when convenient to complete your bespoke policy over the phone instead.
Mobile phones and gadgets

Electronic devices designed to be worn or carried, such as mobile telephones, laptops, iPads and tablets, iPods and GPS’s

£1,500
Increase
To increase this limit, you need to contact us. We can call you back when convenient to complete your bespoke policy over the phone instead.
Other personal possessions

Items of a personal nature designed to be worn or carried, such as clothing, ceremonial swords, sports or musical equipment, not specified elsewhere.

£1,500
Increase
To increase this limit, you need to contact us. We can call you back when convenient to complete your bespoke policy over the phone instead.

To take out this policy online, you need to be able to confirm the following:

  • The property where the contents are normally kept is of standard construction e.g. built of brick, stone or concrete and roofed with tiles, asphalt, metal or concrete.
  • You (or anyone insured by this policy) have not had any incidents in the last three years that resulted in damage to property, items being stolen or injury to yourself (regardless of blame and whether reported to an insurer).
  • You (or anyone insured by this policy) have not been convicted of or received a formal police caution for, or is any prosecution pending in respect of arson, or any offence involving dishonesty of any kind e.g. fraud, theft, robbery or the handling of stolen goods?
  • You (or anyone insured by this policy) have not been refused insurance or had terms imposed in respect of Kit, Personal Possessions, or Contents insurance.
Yes
No
Please answer this question

Please enter a valid start date (dd/mm/yyyy) in the next 30 days
Single
Joint

All fields are required, unless stated.

Please select a title
Please enter your first name
Please enter your last name
Please enter your date of birth (dd/mm/yyyy), you must be at least 17 years old to take out a policy.

Please enter your email address
Please enter your contact number

Address to cover

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Please note, If you have added contents insurance, this is the address that your contents will be covered in.

Please enter your address

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No

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Please answer yes or no to all options.

You can change your mind at any time by emailing nomarketing@forcesmutual.org

To find out more about how your data is used and stored & our promise to you visit https://www.forcesmutual.org/about/privacy-policy/

Forces Mutual (which is a trading name of PMGI Limited) is committed to respecting and protecting your personal data. This section sets out what we will do with your information and explains your rights.

The information you have supplied will be used by Forces Mutual to provide you with a quotation and administer your Kit and Personal Possessions insurance policy if you choose to proceed. We will also share your information with Ageas Insurance Limited who underwrite the policy.

Click on the links below to find out more:
How we will use the information we collect?
Who and why might we share your information with?
What precautions do we take to protect your information?
How long do we keep hold of your information?
Yours rights
Complaints

To view our full privacy policy click here

If you have any questions about our privacy policy, you can contact our Data Protection Officer directly at compliance@pmas.co.uk or by writing to them at: Compliance Department, Alexandra House, Queen Street, Lichfield, Staffordshire. WS13 6QS.

You now need to set up your direct debit for your monthly payments.
To set up your direct debit online you must be the account holder and able to authorise debits from the account.

Your price

£ per month
(This includes Insurance Premium Tax and a £1 administration fee to PMGI Limited for administering the policy)

Demands and needs

In choosing this product and the level of cover, you’ve not received any personal recommendations from Forces Mutual, Ageas Insurance Limited, or any other insurer.

Kit Insurance & Personal Possessions - this product meets the demands and needs of someone who wants to protect your belongings in the event of loss, accidental damage and theft.

You can save and print this information here.

Payment details

Please answer this question
Please enter valid bank account details

The premium will be collected on the first available 1st or 15th of the month. All subsequent collections being collected on the 1st of the month.

Instruction to your Bank or Building Society

Please pay PMGI Ltd direct debits from the account detailed subject to the safeguards assured by the Direct Debit Guarantee. I understand that this instruction may remain with PMGI Ltd and, if so, details will be passed electronically to my Bank / Building Society.

To see the direct debit mandate and guarantee, please click here

By completing your Kit & Personal Possessions policy purchase, you are confirming you have read and agree that the following statements below are correct:

  • I/We understand the content of this completed online application form, and I/we declare that the information given is to the best of my/our knowledge and belief correct and complete
  • I/We understand that if any of the information provided by me/us changes after I/we have purchased the policy and during the period of the policy that I/we must provide Forces Mutual with details
  • I/We am/are also aware that if the information provided by me/us is not complete and accurate that my/our policy may be cancelled or treated as if they never existed and as a result the insurer may refuse to pay all or part of any claim, or the insurer may revise the premium, and/or change any excess and/or the extent of cover
  • I/We agree that if the risk is accepted, I/we undertake to pay the premium, when called upon to do so
  • I/We confirm I/we meet the eligibility criteria for this insurance and am/are a UK citizen/s
  • I/We am/are aware and agree that the premium will be collected on the first available 1st or 15th of the month. All subsequent collections being collected on the 1st of the month
  • I/We agree to PMGI Limited, trading as Forces Mutual, collecting a £1 administration charge for each month my/our policy is in force
  • I/We agree that this product matches my/our demands and needs of protecting my/our belongings in the event of loss, accidental damage and theft for the replacement insured values on the policy schedule, and that cover is provided in accordance with the policy terms and conditions.

It is important you understand all of the Key Information for Kit & Personal Possessions Insurance and check the cover you are buying to ensure that it meets your needs. We recommend you read all of the policy documents including the Insurance Product Information Document (IPID) before you continue, and keep them in a safe place.

You should also read the Our Terms of Business as this provides important information about our service.

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